About Propshop:

Ans: Propshop Real Estate Consultant is a trusted and famous dealer of residential and commercial property in Delhi NCR, including Noida, Ghaziabad, Greater Noida, Indirapuram, Delhi, and many others. The company in Noida started making its footprints in the local real estate market in 2014. It has a good team of realtors and a creative think tank to serve its clients 24/7. So, Propshop Real Estate Consultant is your dream partner to fulfill your needs and offer a luxury and affordable lifestyle.

Ans: Yes, Propshop can help you get the best home loan deals. They assist with loan approvals, documentation, and choosing the right bank or lender.

Ans: Booking a property through Propshop is simple: Just contact their team, choose your preferred property, and complete the booking with basic documents and token amount.

Ans: Choose Propshop for expert real estate guidance, exclusive project deals, and end-to-end assistance—from site visits to home loan support—all under one roof.

Ans: You can use Propshop’s search filters to find properties by location, budget, property type (residential/commercial), BHK configuration, and amenities—making it easy to discover your ideal property.

Propshop offers a wide range of real estate services, such as residential and commercial property sales and plot sales, and the company also offers property loans through different financial institutions.

Propshop operates from Noida in Sector 63. The company had started serving from Sector 6, but within a few years, it owned self building in G block, Sector 63, Noida. Propshop now runs multiple regional offices to make close contact with its clients and conduct a deep study of the area where it gives dream shelter.

Yes, of course! Propshop has an RERA registration no. : UPRERAAGT10129.

Yes, you can. Propshop offers affordable and customized home loans to its clients. To make it possible, Propshop takes the help of its sister-concern company named Loanshop, which is situated in the same Propshop Building from where it operates multiple branch offices in NCR.

We at Propshop deal in Residential and Commercial Property of all kinds. We do it very enthusiastically, and the luxuries present in Aapartments leave positive vibes for residents to enjoy luxury at its best. Flats, Apartments, Houses, Homes, Lands, etc., are better sold by Propshop.

Proshop helps you find your dream property in your selected location. People will find dream real estate easily, conveniently, and effortlessly. Things around the project are suitable for enjoying a high-profile life. Reaching the site has been made easy by wider and signal-free roads, the Noida-Greater Noida West link road, etc.

Nice question! If you are going to buy a home, you should be alert and wise in selecting the correct option in the selected location. It's very essential to keep a note of the preferences of everyone in your family. Now, you must hire a real estate advisor like Propshop who would help you decide the best location, house size, distance to workplace or school, and modern amenities offered by builders.

Delhi NCR has plenty of options to reside with family happily, blissfully, and prosperously. However, Greater Noida West, Ghaziabad, Siddhartha Vihar, Indirapuram, NH24, etc., are a few most desirable areas by residents, buyers, and investors. These locations give a high return on investment (ROI). It's now true that locations selected by Propshop for its clients are naturally the best locations with rich connectivity.

I would say, it's now or never!! Yes, of course, it's a good time to invest in property like residential flats, apartments, land, and commercial spaces offered by world-class builders, but investment should be guided by renowned and trustworthy real estate consultants. You might have heard real estate news that circle rates in Noida are set to rise by 20% in FY26, the first in the last 9 years. The real estate market is also expected to see a 70% proposed hike. This signifies that you should invest as early as possible to get a high return on your investment in a few months.

The best way to ensure yourself is to hire a trusted and transparent real estate advisor/agency/company/consultant with decades of expertise, market research, and smart think tanks. Besides this, you can check for RERA registration, PCB certification, and ask for CTE (Consent to Establish), CTO (Consent to Operate), and EC (Environmental Clearance) clearance papers.

Yes, you can. Propshop offers affordable and customized home loans to its clients. To make it possible, Propshop takes the help of its sister-concern company named Loanshop, which is situated in the same Propshop Building from where it operates multiple branch offices in NCR.

Buying a Property:

Ans: The price at which an asset, such as real estate, is exchanged in a market with competition is referred to as its market value. It reflects the willingness of buyers and sellers to pay and accept a price, as well as the perceived value of that item based on their interactions.

Ans: In India, there is no cap on the number of properties an individual can own; however, there are legal restrictions on having more than one residence. The Indian government has put in place a number of laws and regulations to control the real estate industry and safeguard property owners' rights.

Yes, absolutely! Site visits are usually encouraged so you can see the property firsthand before making a decision.

Focus on your budget, location, property type, builder reputation, and future resale value. Always compare options before finalizing.

Choose a location with good connectivity, amenities, safety, and future growth potential. Proximity to work, schools, and transport is key.

The resale ratio depends on location, demand, builder brand, and development in the area. Always check past trends and future potential.

Yes, a good real estate agent can help you find suitable properties, negotiate prices, and guide you through the paperwork.

Yes, checking multiple platforms gives a broader view of options, prices, and helps compare properties more effectively.

Definitely. Research helps avoid bad investments, ensures legal clarity, and helps you make informed choices.

Yes, knowing about home loan rates and eligibility helps you plan your budget better and choose the right financing option.

Paper Work:

Ans: When property is sold or owned, the state government levies a fee known as stamp duty. It is due in accordance with Section 3 of the 1899 Indian Stamp Act. The amount of stamp duty due at the time of registration will depend on how much the house or property is worth.

Ans: The buyer of the property normally makes the payment. Both the seller and the buyer are responsible for paying the same amount of stamp duty in the event of a goods exchange.

Ans: Yes, the stamp duty and registration fees paid for the property transfer are deductible from your taxes. Section 80C of the Income Tax Act of 1961 allows you to claim this deduction up to a maximum of Rs 1.5 lakhs

Ans: In Noida, Uttar Pradesh, the stamp duty for gifting or transferring ownership of property depends on the relationship between the donor and the donee. For property transfers within family members, the stamp duty is a fixed amount of ₹5,000. For transfers to non-family members, it's 7% of the property's market value or 7% of the circle rate, whichever is higher.

Ans: A Power of Attorney (POA) is a legal document that gives someone, the agent or attorney-in-fact, the ability to act in a legal, financial, or personal capacity on behalf of another, the principal. From general control over the principal's business to precise, restricted authority over a single transaction, the extent of this authority might vary greatly.

Basic Terminology & Concepts:

BHK stands for Bedroom, Hall, Kitchen. A 2BHK means 2 Bedrooms, 1 Hall (Living Room), and 1 Kitchen.

Carpet Area: Usable floor area inside the walls. Built-Up Area: Carpet area + walls + balcony. Super Built-Up Area: Built-up area + common spaces like stairs, lobby, etc.

EMI is the fixed monthly payment you make to repay your home loan, including both principal and interest.

RERA is a government body that regulates real estate projects to protect buyers and ensure transparency.

A Title Deed is a legal document proving the ownership of a property. It’s essential when buying or selling real estate.

These are government taxes paid during property registration. Stamp duty legalizes the transaction, and registration records ownership.

Pre-approval is when a bank approves a loan amount based on your financials before you choose a property.

Ready-to-Move-In: The property is complete and livable immediately. Under-Construction: The project is still being built and will be delivered in the future.

It’s the official approval from local authorities confirming that the land layout meets planning and zoning rules.

Financial & Loan-Related Questions

The basic steps are:
1. Set your budget

2. Shortlist properties

3. Verify legal documents

4. Get a home loan (if needed)

5. Sign the sale agreement

6. Pay stamp duty and registration charges

7. Register the property in your name

Check key documents like Title Deed, Encumbrance Certificate, Property Tax Receipts, Building Plan Approval, and RERA registration. Consult a legal expert to avoid risks.

Ensure the property has a clear title, no pending dues, and all approvals from local authorities. Ask for a legal opinion or due diligence report from a property lawyer.

A real estate agent helps you find suitable properties, negotiates deals, handles paperwork, and guides you through the buying process. A good agent saves time and effort.

Research market rates, compare similar properties, highlight repairs or issues, and be polite but firm. Sellers are more open to negotiation in a buyer’s market.

Property registration usually takes 1 to 2 weeks after the sale deed is signed, depending on your local sub-registrar office.

Ownership is transferred through a registered sale deed. After paying stamp duty, register the deed at the sub-registrar’s office, and update property records.


• Sale Agreement: A pre-sale contract outlining terms and conditions.

• Sale Deed: The final legal document that officially transfers property ownership.

Home-Loan:

Ans: Yes, you can repay your home loan before the scheduled tenure. This is called prepayment or preclosure, and it allows you to pay off the loan either partially or fully before the end of the agreed-upon term. Prepayment can reduce the total interest paid over the life of the loan and shorten the repayment period.

Ans: No, a guarantor is not always required for a home loan. Lenders may request a guarantor in certain situations, such as when the borrower's creditworthiness is weak, the loan amount is high, or the borrower has a low credit score. If the primary applicant meets the lender's eligibility criteria, they may not need a guarantor.

Ans: Yes, down payments are generally required for home loans. While the exact amount can vary, a down payment is typically a percentage of the property's purchase price that you need to pay upfront, with the lender providing the remaining funds.

Ans: In India, the usual tenure for a home loan ranges from 10 to 30 years. Most banks and financial institutions offer a maximum tenure of 30 years, with some extending it beyond that based on the applicant's age and income. A shorter tenure (less than 10 years) results in higher EMIs but faster repayment, while a longer tenure (up to 30 years) leads to lower EMIs but a longer repayment period. The ideal tenure depends on factors like income, interest rate, and the borrower's age and financial situation.

Home loan eligibility is based on your income, age, credit score, existing EMIs, and job stability. Most banks offer online eligibility calculators to help you estimate the loan amount.

Typically, you need to pay at least 10% to 25% of the property value as a down payment. The rest is covered by the bank based on your eligibility.

Pay EMIs and credit card bills on time, reduce credit utilization, avoid loan defaults, and check your credit report regularly to fix errors.

Home loan interest rates vary by lender and credit profile. As of now, they generally range between 8% to 9.5% per annum. Check with your bank for the latest rate.

• Fixed Rate: Interest remains constant for a fixed term. • Floating Rate: Varies with market conditions and RBI rates. It may go up or down during the loan tenure.

You can claim deductions under: • Section 80C: Up to ₹1.5 lakh on principal repayment • Section 24(b): Up to ₹2 lakh on interest paid These apply to self-occupied or rented properties.

Banks charge a processing fee of 0.25% to 1% of the loan amount to cover administrative costs. It may be negotiable or waived during offers.

LTV is the percentage of the property’s value that a bank will finance. For example, if the LTV is 80%, you need to pay 20% as a down payment.

Vastu:

Ans: Vastu Shastra is an ancient Indian system of architecture and design that focuses on creating harmonious and balanced living spaces. It emphasizes the proper placement of elements, like rooms and structures, to optimize positive energy flow and overall well-being.

Ans: Vastu ensures positive energy flow, harmony, and prosperity by aligning your home with natural elements and directions.

Ans: Verify key aspects like entrance direction (preferably NE), kitchen placement (SE), and bedroom location (SW) with a Vastu expert or checklist.

Ans: Yes, the main door is crucial in Vastu as it’s the primary energy entry point; its direction can impact overall well-being

Ans: East, North, and North-East are considered the most auspicious directions for a house entrance.

Ans: Yes, Vastu principles apply to apartments as well—especially main door direction, kitchen, and bedroom placements.

Ans: Toilets in North-East, kitchen in North-East, bedrooms in South-East, and beams over beds are common defects to avoid.

Ans: Yes, many Vastu corrections can be done without structural changes using simple remedies and placement adjustments.

Ans: Poor Vastu can lead to stress, health issues, and financial instability, while good Vastu promotes harmony and prosperity.

Ans: Yes, consulting a Vastu expert can help you make an informed decision and ensure long-term peace and success.

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